Credit scores can have a significant impact on your consumer’s financial life. Lenders rely on scores extensively in decision making, including the initial decisions of whether to lend and what loan terms to offer, for most types of credit, including mortgages. This program provides the Realtor with a deeper understanding of Credit, Credit Scores and […]

In conjunction with the Consumer Financial Protection Bureau's (CFPB) easier to use mortgage disclosures that clearly layout the terms of a mortgage for a homebuyer. This course is designed to help you understand the 4 choices a consumer has. You'll be able to provide your customers with a step by step guide in the mortgage […]

This course reviews the most common risks associated with the ownership of a Brokerage firm and the practice of real estate (including Short Sales). It includes several recommendations, but should not be construed as the final word on risk management. The student?s job is to understand the risks, prepare for them, and avoid the creation […]

Listing Contracts are an important part of the real estate business. They communicate who is responsible to do what, give a time period for those items to be performed, and guarantee the listing broker to be paid for these services. Having all the 'T's crossed and 'I's dotted can mean the difference of getting paid […]