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Credit scores can have a significant impact on your consumer?s financial life. Lenders rely on scores extensively in decision making, including the initial decisions of whether to lend and what loan terms to offer, for most types of credit, including mortgages. This program provides the Realtor with a deeper understanding of Credit, Credit Scores and the effect on their clients. You?ll learn what steps your customers need to take in order to achieve better credit, or repair existing bad credit. 3 hours CE credit.