This interactive program is a Realtor's guide to understanding consumer- and lender- based credit scoring models. This completely updated course is a must for the new and seasoned Realtor. It includes the timelines for seasoning short sales, foreclosures, bankruptcy with FHA/VA, Conventional and USDA loans. We also discuss overlays, thin files, and how to help your customers establish and repair credit. Know Your Numbers includes helpful tips in discussing Payments, Cash to Close, Appreciation, Depreciation, Interest rates, The Economy and Statistics. It is designed to turn you into a walking talking Real Estate Machine, and help you generate another transaction in the next 30 - 60 days.